When sell to 2nd hand car dealer, dealer will ask you got outstanding loan ? You say don't have, show the clearance letter.
I will ask for banker's cheque or bank draft (not normal personal/company cheque).
Also, JPJ now has a new "transfer form" for car dealers, ensure that is done. Else car dealer will give you their own letter to confirm you sell the car to them on XXX date, time, signature, etc.
Also, always get photocopy document that you need to pass to 2nd hand car dealer (better prepare yourself first, as car dealer normally use those blur photo-copier to ... well ... make things blur)
Remember, once sell, straight go cancel insurance. Otherwise, if accident, then it is still claimable.
so in short there would be quite hard to trace 2nd hand dealer will sambung bayar or not, it is better for owner to settle it with bank personally..
thx for ur details explanation..