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> Interest Rate For Second Hand Car
fernand32
post Dec 18 2008, 05:16 PM
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Planning to buy a second hand Honda Civic year 2007. What is the best offer for interest rate and offered by which financial institutions?
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wanida
post Dec 19 2008, 08:24 AM
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[quote name='fernand32' date='Dec 18 2008, 06:16 PM' post='1348537']
Planning to buy a second hand Honda Civic year 2007. What is the best offer for interest rate and offered by which financial institutions?
[/quote]

4.5%. Wait till half quarter next year as I heard int rate for non-national will reduce back to 2.5% while the used one will also follows..
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spirit36
post Dec 22 2008, 08:32 PM
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not attractive at all.
above 4% even take loan at 70%...
new car are going at 3.5% except selected models which are expensive
Ex. Altis...2.88%
Need to buy then face the music of high interes.....
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nazirmz
post Dec 22 2008, 09:24 PM
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I believe for new Hondas the interest rate is only 2.8% p.a. now... might as well get new.


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cygnus
post Dec 23 2008, 12:12 PM
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QUOTE (nazirmz @ Dec 22 2008, 09:24 PM) *
I believe for new Hondas the interest rate is only 2.8% p.a. now... might as well get new.

2.8 only...dun forget to multiply by 9 unless you r damn rich to buy in cash or x2 just for income tax purposes... biggrin.gif
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armereth
post Dec 23 2008, 12:17 PM
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QUOTE (nazirmz @ Dec 22 2008, 09:24 PM) *
I believe for new Hondas the interest rate is only 2.8% p.a. now... might as well get new.


My colleague just got Public Bank loan for an unreg Honda Odessy at 2.9% PA. The loan amount is RM120K for 9 years

Thanks
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cala
post Dec 23 2008, 03:38 PM
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lower interest are usually available for premium cars that sells in low volume, aka honda odessey, honda accord 3.0, etc.

mass production high volume popular cars like city and vios will have limited incentive now.. until next year when the economy goes bust..
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